Sunday, 20 January 2019

What will you do with 9 MILLION?

On 3rd Jan 2019, 9.7 million was won by one person and this ticket was bought at Changi Business Park which is near my work place.

With it being so near, when everyone got back to the office the next day, my colleagues were saying that if anyone took urgent leave and didn't come on that day, the person must have strike the prize. HAHA.

During lunch that week, we all talked about how we would divide the 9 million if we had won it.

A few of my colleagues mentioned that it would not be enough for us to retire and stop working.

In my head, I was thinking, WOW, 9 million is not enough?

They mentioned that they would allocate a portion to go on a holiday then have a portion for shopping and when they say shopping, they mean brands like HERMES, LV and Chanel.

Also, they would buy a car and invest in properties to collect rental.

They really went all out with the big ticket items and just a few tings on their list would have emptied out the 9 million.

I was surprised at their spending patterns.

To be honest, everyone dreams of striking the first prize but how many can really win it in their lifetime?

My mum buys TOTO when there big draws of like above 5 million and this has actually significantly reduced from last time where she would also buy 4D as well.

I did tell her that she should save the money instead but since she has managed to reduce her amount significantly, I don't force her to stop. haha.

To strike the top prize, you got to be damn lucky and to be honest, if I did strike the top prize, I would be surprised in how lucky I am.

But I don't buy TOTO, so I wouldn't strike.

What about you guys? Do you buy TOTO or 4D frequently?

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Thursday, 17 January 2019

Earning points and redeem free food or rewards as you take public transport

My mum's friend mentioned to her about this ez-link card app where u link your ez-link card to the app.

This would then allow you to redeem things as you use your ez-link card.

So the things that you can redeem for now are quite limited. Usually, I would just look at the food and beverages section.

They currently only have Curry puff from Old Chang Kee, donuts from Dunkin Donuts and QQ rice.

So what you have to do is to key in your ez-link number found at the back of the card into the app (note that concession cards like student are unable to clock points).

After which, with every $0.10 spend on your ez-link card, you will earn one point.

So assuming my journey to work and back home would cost a total of $0.72 + $1.22 = $1.94 so I would earn 19 points each day.

One curry'o from Old Chang Kee would cost you 800 points. That seems pretty long and yes it is.

The trick is to clock all of your family's card into 1 app so that you can earn points pretty fast but of course it still takes awhile.

My mum clocks her points into my app as well and se the points do add up quite fast.

To be honest, there are so many rewards thing nowadays that I feel like it's difficult to keep up but this one is really easy and especially so if you use public transport frequently!

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