Markets have been wild but I am missing out on all the gains

FOMO feeling real strong the past week for me as I saw Micron and AMD as well as SOXL and other semiconductor shares hit all time high. My portfolio holding QQQ and Tesla ended the week well too but Bitcoin was rather all right compared to the memory stocks and AI fuelled stock's performance. 

I do feel a great deal of missing out as Micron is not a stranger to most, heck, I even held AMD shares previously but sold them at $190. But no matter what, when I think back, I know that I wouldn't have held them that long. 

The best investor is really those that buy and do not care, my mum has a small position of Micron shares and her performance of the shares has been 580%! That's crazy but the amount is really small so not like some life changing money but maybe enough for a few good meals haha. 

With that though, I also did cash secured puts on SOXL which has been rather juicy but seeing the missed out in gains especially since when I started doing CSP on it, it was less than $100 per share, the current price of it now is $176. I don't think I will be initiating any position on Micron or AMD or any of the stock that had a parabolic run but earlier in April, I did open small positions on EWY and COHR which both have performed pretty well, just regretted not putting more money in. But well, there is always next time. 

I am still DCA-ing into CSPX per month and nothing much, my options selling have been doing pretty well so will continue with that. Other than that, nothing much, the portfolio is slowly gaining some growth so will just leave it as it is. Things are pretty volatile, Trump just endorsed Dell and mentioned him and the stock went parabolic, shall see how Monday goes. 

This all feels like a game at the moment and Trump and his mates are earning the big bucks just by following his signals. Not too sure how this year will end but time sure definitely passes fast as we enter May. I don't think I will be pumping more money in at the moment except for my monthly DCA-ing into index funds. Feels a little over but well, high can go higher so we shall see how it goes! 

First month of Options selling: Cash Secured Puts - Earned

In my previous post, I mentioned that I received a low 5 digit figure, from a savings plan bought 10 years ago when I first started working and I am planning to generate some cash flow from it. It is not a huge sum of money and is about 8% of my investment portfolio so I want to see how much cash can be generated from it and if it hits the strike price and then I have to cover the positions. 

I did do this before previously but chose stocks that were very volatile like Tesla and in turn, it really kept me up all night and was like struggling to not panic when I got exercised. I think sticking to positions that you are comfortable with and not touching the base portfolio helps as I sold covered calls on my base Tesla positions and when it got exercised, I struggled to quickly get back in. So doing CSP helps as it is separate from my base portfolio and can be done separately with the wheel strategy eg if it is exercised then I will sell covered calls. Of course, it might drop to a price that is below my original cash position but at least it is separate from my base portfolio. 

I have a few stocks in mind for this as I am not able to do cash secured puts on QQQ or SPY as they are too high for my budget although I would love to do cash secured puts on them. I will list down the stocks that I am currently looking at, ok to have them in my portfolio and also low enough for me to do cash secured puts. They are not in any order and *Please note that I am not providing financial advice and that the counters below are just as a reference for myself. 

- NBIS

- MSTR

- CRCL

- RBLX

- HOOD

- PLTR

Heard that SOXL, TQQQ are also great stocks to sell CSP on as they provide juicy premiums but they are leverage ETFs so I do have second thoughts if I really do want them in my portfolio if I get exercised. 

Of course, I don't have enough capital to do it on all but I might do it on rotation, avoiding earnings season and see how it goes, I will probably take the cash generated and re-invest it back into the market or slowly accumulate and buy LEAPs (long term calls usually a year or more out). 

So far on my first month from March 2026 to April 2026, I generated about $700 and nothing much to scream about but it seems to be pretty substantial for me. It can cover my gym subscription, phone bills and even the wifi bill. I know that the market has been on a sideway trend where it goes up when Trump says the war has ended and downward when Iran says no, or when new attacks have been launched. So usually ending pretty flat. 

Great month for CSP and shall see how the following months go, might eventually use the money to initiate positions but I hope to grow it enough to a point to do CSP or covered calls on QQQ just as a separate bucket to generate income while also have my base investments as a priority and majority. Don't think it will happen that fast but slowly accumulating. Nice to have a lump sum coming in although I might have done better if I invested it instead of having it in a savings plan but since it was 10 years ago when I started, if I had the money, I would have busted it somewhere else or lost it all originally. 

There are pros and cons to a savings plan but I think the liquidity is an issue especially as you grow older since more commitments might arise. I am not planning to start another savings plan but might do a SSB (Singapore saving bonds) or have some  in IB01 as I build up the cash position.