Wednesday 11 January 2023

End of year checklist | Updates on life and how I plan to be in 2023

I think it’s always good to look back and see how much you have grown in the year. Not just in terms of finances although this is mainly a finance blog but both emotionally, mentally and physically. Of course, most of this might be financials but there is also nothing much to write about finances this year as I believe most of my goals would not have been hit as I set goals for a value to hit and not how much I should have invested.

Physical Health

So I would say this year hasn’t been great for my health and mental state. Health in that I think working from home doesn’t really work great for me as I have become too used to staying at home that I am now pretty lazy. I have been trying to incorporate exercising to my daily routine but laziness affects it. I did however, start some strength training with a resistance band and hoping to do more cardio in 2023. Other than that, no huge health scares.

Mental Health

I would say I don’t think a lot about bad things but I do worry about the future and often at times about things that I cannot control. Also, seeing how everyone is advancing in life some times do make me worry if I am even keeping up to standard or progressing well in life.

Beginning of 2022 was pretty tough as I had a lot of thoughts about my future but towards the end of 2022, I have loosen up and to be honest, as long as I am happy in the present, I don’t think I need to worry so much. Learning to take things one step at a time has helped me and I think being in the present in 2023 will benefit me. Being grateful for the things I have and appreciating life at it’s present is something I would do more in 2023.

Financial Health

Not looking at the portfolio value, I would say that 2022 has been a pretty good year actually. I managed to learn so much about investing, market cycles and how to handle my emotions in a market downturn. Also, I would say this year would be the year where I contributed the most to my portfolio although losses are also high this year considering crypto crashes and the market downturn. But I don’t regret anything as I have learned so much and am definitely much more confident in how I am positioning my portfolio for the future.

2023 would definitely be a year of learning as well as many things that are happening in 2022 will continue whether it’s interest rate hikes, layoffs and inflation considering the shift in many production lines. Job security is the one thing I am most concern about as I am in an industry that have seen significant layoffs and the outlook is not positive at the moment.

Of course, my main purpose is to make sure I am able to grow my portfolio throughout this tough and difficult period. However, if need to, I will stop contributing if I lose my job as news of Amazon laying off 18,000 personnels in their corporate functions.


Overall, I am not making any new year resolutions, life has been tough the past few years with the pandemic so just living life in the present as the world opens up. Health is definitely the number 1 on the list as nothing can really go on without good health. Taking it easy in 2023 as my 2022 was busy and hectic both in work and financial especially during the crypto boom where I had so much fun. Looking forward to 2023!

You can also find me on

Affiliate links/Codes:

► Where I Buy my Cryptocurrencies:
►Use my referral link or code: evwynu4g57 to sign up
►Gemini: use my code and we'll each get $10 USD of Bitcoin.
► Where I buy my stocks:
FSMone Referral: P0364886
Tiger Brokers (Free stock and commission free trades, check out more here
Interactive Brokers (Open an account today and start earning up to $1000 of IBKR Stock for free!*Terms and Conditions apply)
► Google Pay: v89ph61
►Syfe Trade Referral Code: SRPSL8MGX
►Syfe Wealth Referral Link: SRPSL8MGXE

No comments:

Post a Comment