2018 General Investment Plan - Watchlist of Stocks

For 2018, I hope to have an investment plan and goal to move towards and to be able to have more capital injection to boost up my portfolio. Right now, every month I am building up my cash with approximately $300.

So far, 2018 has been a very exciting and turbulent year for the stock markets. From the correction of the stock markets to the trade war between US and China and then Facebook's controversy, they have all contributed in one or more ways to how people reacted to the stock markets. For now, I am looking at a few counters and also STI ETF in my watchlist, observing them to see if it is a good time to get in.

In 2018 (even though 3 months have already passed HAHA) I hope to read up more on FA and know more on how to analyze stocks.

My current watchlist 

- CapitaMall Trust
- DBS
- OCBC
- SPH Reit
- Parkway Life Reit
- STI ETF
- Japan food




For CapitaMall Trust, awhile ago prices were at $1.95/share and I did not go ahead to purchase it at that price. Now, it has gone up to around $2.07/share.

DBS and OCBC are bank stocks and I want to own some share as they are cyclical stocks that will usually experience cycles of highs and lows.

SPH Reit actually has been in my watch-list for quite a long period of time, since last year because I like the 2 properties that they hold namely Clementi Mall and Paragon. Clementi Mall is near SIM and I have gone there a couple of times. It is crowded as many residential properties are around there. Also, the mall is located so near the MRT making it easily accessible.

Paragon on the other hand is a more upscale shopping center located at Orchard and I like that the upper floors operate as a medical center. I have gone there once for a checkup and I do like how they cater it as a medical center with shopping available at the lower floors.

Net Income and Dividends per Share for SPHREIT

The dividends per share has maintained even though the 1st quarter earnings have taken a decline for 2018. They have a 100% occupancy rate which is good in terms of rental revenue.

Portfolio overview for SPH REIT

Parkway REIT is also another REIT that I would like to go into as it is a healthcare REIT meaning that it specialises in renting out spaces for medical or healthcare facilities. I am currently holding First REIT which is my current most profitable stock so I would like to add Parkway REIT if the price is good. I like healthcare REITs as I feel that healthcare services tend to have leases that run longer or that they will stay long at a place as medical equipment and patients would be difficult to transport.

Last but not least, I would want to really add on more STI ETF as I have mentioned in my previous post. Most of the stocks in my watch-list are REITs and banks at the moment and I would like to also diversify and find stocks from other industries too. Will be looking out in the next few weeks but currently still quite busy in school so we shall see how it all goes.

Singapore's Housing Future: Co-living?

I have just completed my assignments and quizzes for the past few weeks and I do have one more assignment and exams before my holidays. But I am glad and a little more relaxed right now. Today, I just saw this video, didn't get to read the article as it is a premium article (ahem, meaning that I got to pay to access it) but the video was kinda enough to let me know the main gist of what they were writing about. I also found another article that describes co-living in Singapore and is about the same company mentioned in the video. The link is here

 So, the video is about millennial co-renting a unit where each person would have their own bathroom while the kitchen, living room and toilets are shared spaces. It was also mentioned in the video that about 5% of the clients renting from the companies are Singaporeans so currently there are still a larger proportion of foreigners who are using this compared to Singaporeans.





When I saw this video coupled with a few other things that I have observed from, I can start feeling Singapore's constraints on our land space. I feel like Singapore is slowly becoming like Hong Kong in terms of our properties.

I stay pretty close to the MRT station, walk-able distance and there were some undeveloped land around there however, over the years, I have realized that all the land have been scooped up by private developers and converted to condominiums. The amount of HDB flats being build to close proximity to MRT stations have significantly reduced for my area. Of course, I do hope to have a property to call truly my own in the years to come. Well, our government have set leases to make sure that they would have land to redeveloped over the years. The future is always uncertain so let's just work hard and see how things go! Wishing all a Happy Easter Day!