Monday, 11 October 2021

Q3 Portfolio Review | Stocks and cryptocurrencies

*Written on 1 Oct 2021, value fluctuates and this is just a record of it. Do not take this article as financial advice to purchase any stocks or crypto, do your own due diligence before initiating any position.

Sorry for the late update, had this ready but forgot to release it. Q3 has been exciting for both stocks and cryptocurrencies as we see ATHs and dips in the market. Time flies and we are in Q4 of 2021, without even doing much in my life, the year is passing by and I am closer to being 30 than 20. Haha, end 2019 to 2021 really felt like a dream, like being stuck in a virtual world where we are told what to do and follow (eg. wearing a mask when going out, no travel, no dine-in, no gatherings). Although we were restricted for a short period of time, I have to admit that we are definitely in a much better position where we have access to vaccines and at least some travel options for those who can afford (VTL), very grateful for that. All right, let's move back to the review

Stocks

In terms of stocks, I added VWRA to my portfolio as usual, on sell positions, I sold off Nikko AM STI ETF in July and bought 1 Tesla share at USD675 and 16 shares of AMD at USD95 each. Pretty happy with the purchases as so far they are all in green and performing much better than if I continued holding onto Nikko AM STI ETF. My stock portfolio also hits $50,000 and I am excited for it to continue to grow although we saw some weakness in Sep.

Below is the value of my portfolio from the earlier part of the year till now. I record the value of it in the first day of each month so that's why you are also seeing October 2021. Tesla went up in prices (recorded 1 Oct 2021) and so helped to increase the stocks portfolio value overall. Other than that, VWRA and VT are actually in the red and so are other stocks. Just sticking to my plan of adding VWRA into the portfolio every month, no plans to purchase any individual stocks but my friend did mention to me on some software companies but I am rather lazy to read up and find out more.

Cryptocurrencies

My cryptocurrencies portfolio has slowly regain back although there was a dip in the month of September. I have mostly added positions into Etherum and cryptocurrencies are so volatile yet rewarding and exciting. I have also initiated a position in Chainlink (LINK), I want to build up my positions in BTC and ETH but at the same time purchase other cryptocurrencies as well. Will have to look on how to portion out my funds.

Comparing to Q2 portfolio

Q2 saw my stocks portfolio at $46,100 and end of Q3 my stocks portfolio is at the low $50,000. Great to see the monthly DCA into VWRA having it's effect even though the prices recently has dropped. Will still continue it on.

Cryptocurrencies have seen an increase as well as I put in capital though smaller amount than to VWRA but I love that cryptocurrencies allow you to buy fractional, it doesn't matter if you cannot buy 1 bitcoin, you can buy 0.01 bitcoin. Q2, I was at $6000 plus and now my crypto portfolio is at $14,000 plus. Amazing amazing, I can see why people are moving their money over to cryptocurrencies, the growth is just exponential. But I still prefer to have a base in stocks and allocate a smaller position to cryptocurrencies.

Total Investment Portfolio

I am slowly inching nearer to the goal of $100,000. I can feel it so close if I include my cash positions as well. Of course, if stocks or crypto fall, it does affect the amount of time needed to reach that goal but so far overall, both my stock and crypto portfolio has accelerated my pace towards $100,000. It seems like a huge achievement to hit currently but I know that reaching it is really just gonna be another day in my life.

Ending the year with a BANG!

Entering Q4 means we are towards the end of another year. Time flies even when we stay at home most of the time. I have to say that 2020 and 2021 passed by in the blink of an eye. I am now nearer to my 30s then to 20, this is definitely scary in a way as I think about what have I been doing and whether is it enough. Very excited to seeing how the portfolio will end at the end of the year. Hope you guys enjoy this update as usual do subscribe and like my videos if you enjoy the content!

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4 comments:

  1. Hi there, it's been a pleasure reading your posts. Thank you for sharing.

    I read you changed from Vanguard Total World Stock ETF to Vanguard FTSE All-World UCITS ETF.

    May I know the reason why? And so far, is the ETF (Vanguard FTSE All-World) a good investment? I am very new to ETF investing.

    Thank you for sharing your thoughts.

    ReplyDelete
  2. Great to hear that. Your FIRE journey is going well.

    After 100k, the financial ride will be even smoother.

    ReplyDelete
  3. Hi! I changed from Vanguard Total World Stock ETF to Vanguard FTSE All-World UCITS ETF because Interactive Brokers removed their inactivity fee. I have all along wanted to DCA into Vanguard FTSE All-World UCITS ETF due to the lower with-holding tax on dividends.

    Vanguard Total World Stock ETF is a US ETF and has a 30% with-holding tax on dividends so the dividends received is taxed 30% before it comes to you. For Vanguard FTSE All-World UCITS ETF.it is Ireland-docimiled so it has 15% with-holding tax although it has both the accumulating which is VWRA (no dividends paid, dividends goes back into funds) and distributing VWRD (where there is dividends).

    The holdings of VT and VWRA do differ a little as well, you can check it out online. Index investing has always been advocated hence Vanguard FTSE All-World UCITS ETF is a distributed global index to buy in. The Woke Salaryman also has information on it. Hope this helps!

    ReplyDelete
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