Sunday, 16 January 2022

Let’s go! 2022 | Financial Goals

I am now nearer to the 30s than to being 20 as I will turn 27 in 2022. Shocking how time flies but 2020 and 2021 cannot be considered as being normal (as we stayed at home and time flew past doing nothing) so maybe I am actually still 25 years old? HAHA, I do really get a sense that I have wasted 2 years away because I haven't had to experience many things. I was supposed to fly overseas but that didn't happen as with the other trips that would have normally been planned. As we experience some back to normal (back to office physically), I like to also list down some financial goals for 2022. Just a short one for me to revisit at the mid-year mark and end of year to see how I am progressing.

As I mentioned in my end of year portfolio review, I am at about $80,000 in total for my investment portfolio so hoping to have some form of growth (capital injection + growth of current holdings)

  • Have my investment portfolio break $100,000 or best case scenario, $150,000

As I also mentioned that I like to have some cashflow build up through my portfolio, I will also be aiming to:

  • Have at least $100 in passive/interest per month using various methods

My cash position have been reducing at a fast pace that is pretty astonishing to me. Although this has helped my investment portfolio to accelerate, it does feel scary seeing my low balances. So for 2022, I like to also build up a larger war chest aside.

  • Build up a larger war chest, at least minimally 10% of total investment value. (Currently, I hold $0, DCA every month and just throws in everything except emergency fund)

Don’t want to set too many goals as most of it will involve an increase of cash which I think if I remain in my current job, there won’t be much increase in my monthly salary except for bonuses which depends as well. So let’s keep it at 3 goals. See you in mid 2022 again for a review! Thank you and subscribe to my channel for more content! Been a little lazy since 2022 started but I do have many things to write about!

You can also find me on

► How I Protect My Bitcoin using Ledger: Get your ledger from HERE (Using my affiliate link will help me where Ledger will pay a small incentive that's not from you but from them)
► How I earn interest on my Crypto (Hodlnaut): https://app.hodlnaut.com/signup?r=_JF037Nb0 Get USD20 equivalent for your initial deposit of at least USD1000 on any of the supported asset by using my referral link
►Join Celsius Network using my referral code 1169038ddc when signing up and earn $50 in BTC with your first transfer of $400 or more! https://celsiusnetwork.app.link/1169038ddc
► Where I Buy my Cryptocurrencies: Gemini (Receive $10 of bitcoin after you buy or sell $100 after signing up using https://www.gemini.com/share/558gylyhg)
►FTX: https://ftx.com/#a=41877278 (If a new user signs up with my referral code, I will receive 25%-40% of their fees, and they will get 5% of their fees back)
►Use my referral link https://crypto.com/app/evwynu4g57 or code: evwynu4g57 to sign up for Crypto.com and we both get $25 USD :)
► Where I buy my stocks
FSMone Referral: P0364886
Tiger Brokers (Free stock and commission free trades, check out more here
Interactive Brokers (Open an account today and start earning up to $1000 of IBKR Stock for free!*Terms and Conditions apply)
► Google Pay: v89ph6

No comments:

Post a Comment