What will you do with 9 MILLION?

On 3rd Jan 2019, 9.7 million was won by one person and this ticket was bought at Changi Business Park which is near my work place.

With it being so near, when everyone got back to the office the next day, my colleagues were saying that if anyone took urgent leave and didn't come on that day, the person must have strike the prize. HAHA.




During lunch that week, we all talked about how we would divide the 9 million if we had won it.

A few of my colleagues mentioned that it would not be enough for us to retire and stop working.

In my head, I was thinking, WOW, 9 million is not enough?

They mentioned that they would allocate a portion to go on a holiday then have a portion for shopping and when they say shopping, they mean brands like HERMES, LV and Chanel.

Also, they would buy a car and invest in properties to collect rental.

They really went all out with the big ticket items and just a few tings on their list would have emptied out the 9 million.

I was surprised at their spending patterns.

To be honest, everyone dreams of striking the first prize but how many can really win it in their lifetime?




My mum buys TOTO when there big draws of like above 5 million and this has actually significantly reduced from last time where she would also buy 4D as well.

I did tell her that she should save the money instead but since she has managed to reduce her amount significantly, I don't force her to stop. haha.

To strike the top prize, you got to be damn lucky and to be honest, if I did strike the top prize, I would be surprised in how lucky I am.

But I don't buy TOTO, so I wouldn't strike.

What about you guys? Do you buy TOTO or 4D frequently?

Follow me on Facebook if you want to read more! SingaporeanTalksMoney

$1.06 billion JACKPOT! - What would you do?

So recently in the news, it came out that in the United States, someone bought a winning ticket to US 1.6 billion dollars as the prize.

WOW, I wonder how the person would feel when he/she realizes that he has the winning ticket. He would be panicking or maybe scared.




My mum has been an avid fan of the lottery over here in Singapore as well, as like many other Singaporeans. She used to buy 4D quite frequently but nowadays she just buys TOTO and to be honest some times the amount she buys can be a little high for me.

But she tells me that she has the winning ticket dreams, every time she has difficulty falling asleep, she would start think like she has a million dollars what would she get and how she would allocated her money and most of the time, she would fall sleep before finishing allocating. HAHA, what a way to fall asleep.




So for the lottery in US, there are two options that you can choose, either to have $904 million straight up right now or to have $1.6 billion given to you over the spread of 29 years. Which do you think is a better option?

For me, if you feel like you can't handle such a huge sum of money, $1.6 billion over 29 years would be better. But to be honest, 29 years is a long time so maybe getting the $904 million straight up would be a much better option:)