Saturday, 9 January 2021

Largest Profit Ever in My Portfolio | Time to cash out or to HOLD?

So as of today, 9 Jan 2021, my portfolio is currently having a total unrealised profits of $8000. You can also see my FSMone portfolio in the video that I will be releasing soon. This portfolio gain is the largest I have ever experienced, from when I started investing in 2017, my portfolio has always been in the red because I bought the STI ETF at about $3 plus and added with my Design Studio loss, my portfolio was always red with -$2000 to -$3000.

Read more: Design Studio (D11:SI) - Investment that made me lose almost all my capital

2020 - The year of change and moving into 2021

2020 proved to be the year when my portfolio turned from red to green as I enter the US stock market, with a regular saving plan buying VT and then VOO during the early part of 2020, they both have helped my portfolio performance.

But the heavy lifters are definitely TESLA and LMND where both have already generated 100% profit back meaning that I can get back my capital if I were to sell half of my holdings now. I have only once taken profits for SGX and the price actually went even higher, though I managed to buy it back at a good price I think I would have profited more by holding on as there are dividends given out on it. As we move into 2021, the upwards run for cryptocurrencies and stocks are really out of my expectations. Even my SG holdings have also turned to green like OCBC Bank, Capitaland Retail China Trust and SGX. The daily increase in prices for US stocks are both are astonishing, no one knows how long more the upwards run will go but 2021 is starting with a BANG that's for sure!

Read more: Let’s talk about Cryptocurrency | Revealing my Crypto holdings

Holding on and staying invested will be tough

As I mentioned previously, if I had held onto my SGX stocks which I sold off in 2018 at $7.82 for a profit of $30, I would have benefited more. For me, I got into investing knowing that I will be holding my stocks for the long term. Having right now, a profit of $8000 is not a small sum to me and I treasure this a lot. Been seeing red in my portfolio for so long and amazing how a year or a certain stock I bought can change the whole P&L of the portfolio. Currently, no plans to add on any except for my RSP in plan. As per what Chicken Genius said, staying invested and holding on sounds easy but it is the toughest thing to do. Anyhow, will hold on to my stocks and I know that volatility is high for the stocks I hold in the US market, excited to see how my portfolio will end in 2021!

Read more: Review of FSMone app | Reveal of my Entire ETFs and Stocks Portfolio in FSMone App

  • I just bought a Ledger Nano S, if you would like a 20% discount code, do let me know and I will email you it. Will be coming up with a review on how to set it up as well soon and why I got it.

You can also find me on

Would appreciate a like or subscribe on my YouTube channel if you have enjoyed my videos and articles!👍

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